Hi folks! A little about me…I have lived and worked in OC since the 60’s, raised six kids, love the outdoors, am a High School Football Fan, Studied Construction Tech at OCC, worked commercial and residential construction from San Diego to Santa Barbra, got into lending and real estate 30 years ago and now do Forward and Reverse mortgages as well as Real Estate. In the last four years I have added Real Estate Services, Representing Sellers and Buyers with ability to get really low rates and close home loans in industry leading time. Having this background in lending is key when choosing or making the strongest offers. For Buyers…in many cases my loans are clear to close in 4-11 days after submission.