Lending Choices TO Fit Your Needs
Our LEnding Services
When it comes to lending, I approach each loan as a strategic tool to help my clients build and protect their financial future. As your financial bodyguard, I specialize in securing the best options across a wide range of loan products—including Conventional, Jumbo, VA, FHA, USDA, DSCR, Commercial, and Reverse Mortgage loans. Whether you're a first-time homebuyer, a seasoned investor, a veteran, or someone navigating retirement, I tailor solutions to fit your unique needs and long-term goals. My commitment is to simplify the lending process, advocate on your behalf, and ensure you receive the most competitive terms available. From pre-approval to closing, I’m with you every step of the way—making sure your financing is not only solid but a foundation for lasting wealth.
douglasrbetz@gmail.com
Tell Me About Your Property
conventional loans
Traditional loans not backed by the government, ideal for borrowers with good credit and stable income. They offer competitive rates and flexible terms.
jumbo loans
Used for properties that exceed conforming loan limits. Designed for high-value real estate, often requiring strong credit and larger down payments.
VA loans
Government-backed loans for eligible veterans, active-duty service members, and surviving spouses. They offer zero down payment, no mortgage insurance, and favorable terms.
FHA Loans
Backed by the Federal Housing Administration, these loans are great for first-time buyers or those with lower credit scores. They offer low down payments and flexible qualification criteria.
USDA Loans
Available for rural and some suburban homebuyers, these government-backed loans offer zero down payment and reduced mortgage insurance, with income and location eligibility.
DSCR Loans
Designed for real estate investors, these loans focus on the income generated by the property rather than personal income, making them ideal for rental or investment properties.
Commercial Loans
Tailored for purchasing or refinancing income-producing properties like office buildings, retail spaces, or multifamily units. Based on business performance and property value.
Reverse Mortgage Loans
For homeowners aged 62 and older, allowing them to convert home equity into cash with no monthly mortgage payments. Often used for retirement income or long-term financial planning.
Other Loans
Looking for a different type of financing? We offer a wide range of additional loan solutions tailored to fit unique situations and specialized needs. Whether you're exploring renovation loans, bridge loans, construction financing, or something more niche, we're here to help you find the right option.
